Auto Loans & Used Car Financing in Houston
WE HELP GET FINANCE
Rates as low as 3.75% for 60 months
Quick, easy & convenient one stop shopping for your next vehicle. Complete the credit application and we will email or call you with the decision! Competitive rates and terms.
If you have minimum 25% or more down payment, and documented, provable income to show you can afford the monthly payments, we can help you get finance on any vehicle of your choice. TIN - Ok, Self-Employed - Welcome.
At Dash Motorworks, we are committed to providing you with the highest level of convenience, quick approvals, best rates and most importantly, an exceptional level of service. Financing with us is easy and hassle-free! We have developed outstanding relationships with some of the most trusted lenders, both traditional Banks and Credit Unions. These relationships provides us with the ability to secure the best rates and provide flexible financing options for our customers.
FINANCING TERMS & TIPS
In order to provide our customers with the best financing options possible, we work with numerous banks & lending institutions. While each may have different qualification criteria, the following general information will help answer some of the frequently asked questions.
FINANCING TERMS
Amount Financed
The amount of credit provided to you.
APR
Annual Percentage Rate or APR is the cost of credit expressed as a percentage.
Down Payment
The amount of cash or trade equity you apply towards your purchase.
Equity
The difference between your trade payoff balance and its value. It may be positive or negative amount.
Finance Charge
The total dollar amount you pay to use credit.
Retail Installment Contract
The finance agreement allowing for payment over time at a fixed monthly payment amount and rate.
Simple Interest
Finance charge calculation based on the unpaid principal balance, number of days between payments and the APR.
Stipulation
Additional documentation/action required to complete the transaction, for example proof of income.
Term
The number of monthly payments provided for in the retail installment contract.
Total Payments
The amount you will have paid after you have made all payments as scheduled in the retail installment contract.
FINANCING TIPS
Budget
Make sure the vehicle you are looking at fits your budget
Down Payment
Consider increasing your down payment which typically results in lowering your monthly payment (depending on term) and generally helps the approval process.
Detailed Application
Providing us with detailed and accurate information on your credit application will save you time and help with the approval process.
Trade-In Value
If you are planning on trading in your vehicle, please use estimate the value using several online tools and also consider your payoff balance, if applicable.
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